Make Your Dream Home a Reality
Take the next step toward owning your dream home with reliable home loan solutions. Whether you want to buy, build, renovate, or expand a property, we offer flexible financing, competitive interest rates, and a simple application process to support your goals.
Why Choose Our Home Loan?
Our home loan solutions are designed to make property ownership easier and more affordable. From purchasing a new house to renovating your current home, we provide trusted financial support with flexible repayment terms, attractive interest rates, and quick assistance throughout the process.
- Loan amount up to ₹10 Crores
- Competitive interest rates
- Flexible repayment tenure
- Financing up to 90% of property value
- Special benefits for eligible applicants
- Balance transfer and top-up options
Home Loan Benefits
High Loan Amount
Get substantial financing support based on eligibility and property value.
Low Interest Rates
Enjoy affordable interest rates that make home ownership more manageable and budget-friendly.
Flexible Tenure
Choose a repayment tenure that suits your financial comfort and long-term planning.
Tax Benefits
Benefit from applicable tax advantages on principal repayment and interest payments.
Purchase of Property
Construction of House
Home Renovation
Land Purchase
Balance Transfer
Home Extension
Eligibility Criteria
Employment Status
Available for salaried individuals, self-employed professionals, and business owners.
Age
Applicants should meet the eligible age criteria as per lender guidelines.
Income
Stable income is required to ensure repayment capacity and loan eligibility.
Employment Stability
Applicants should have a consistent work history or business continuity record.
Required Documents
Personal Documents
- Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID)
- Address Proof (Aadhaar, Passport, Utility Bills)
- Age Proof (Birth Certificate, Passport, Aadhaar)
- Passport size photographs
Income Documents
For Salaried Individuals:
- Last 3-6 months' salary slips
- Form 16 for the last 2 years
- Bank statements of salary account for last 6 months
- Employment certificate
For Self-employed/Business Owners:
- Income Tax Returns (ITR) for last 3 years
- Profit & Loss Account and Balance Sheet for last 3 years
- Business existence proof
- Bank statements for the last 6-12 months
Property Documents
For Property Purchase:
- Agreement for Sale/Purchase Agreement
- Chain of title documents
- Builder's allotment letter
- Payment receipts made to builder/seller
- Property tax receipts
For Construction/Renovation:
- Approved building plan
- Cost estimate from architect/engineer
- Land documents (if applicable)
- NOC from concerned authorities
Interest Rates & Charges
Interest Rates
Our competitive interest rates help you get the best deal.
- Starting from 10.5% p.a.
- Rate based on credit score
- Fixed for entire loan tenure
Processing Fee
Transparent and reasonable processing charges.
- Up to 2% of loan amount
- Minimum ₹1,000
- Maximum ₹15,000
Other Charges
Additional charges that may apply to your loan.
- Prepayment charges: Up to 2%
- Late payment fee: 2-3% p.m.
- Cancellation fee: ₹500-1,000
Frequently Asked Questions
How long does it take to get a personal loan approved?
Most personal loans are approved within 24 to 48 hours after all required documents are submitted successfully. Once approved, the loan amount is usually disbursed within 1 to 3 business days, depending on verification and banking process.
How long does it take to get a personal loan approved?
The maximum personal loan amount depends on your income, credit profile, repayment capacity, and lender policy. In many cases, eligible applicants can get loans up to ₹50 Lakhs.
Can I repay my personal loan early?
Yes, many lenders allow early repayment or pre-closure of personal loans. However, prepayment or foreclosure charges may apply depending on the loan terms and lender policy.
How does my credit score affect my personal loan application?
Your credit score plays an important role in loan approval. A good credit score improves your chances of approval and may help you get better interest rates and loan terms.
Can I apply for a personal loan if I’m self-employed?
Yes, self-employed individuals can apply for a personal loan. You may need to provide income proof, bank statements, business details, and other required documents for eligibility verification.